MythBusters is coming to a close, but we’re just beginning! There’s a lot of misinformation about dental benefits, and it’s hard to decode what’s true and what’s fabricated. We’re here to debunk 5 common dental benefits myths:
1. Myth: I have health insurance, so dental care is covered.
It may seem odd, but oftentimes health insurance will not cover dental procedures. Dental and health benefits operate in different ways. Health insurance focuses on treatment after an illness or injury, whereas dental insurance’s primary focus is preventing problems before they begin.
2. Myth: My teeth are healthy, so I don’t need dental coverage.
3. Myth: I can’t afford dental insurance.
Though it’s true financial stress is the number one reason people opt out of dental coverage, insurance doesn’t have to break the bank. Find a plan that fits your needs and budget.
And it’s worth it! The cost of restorative care far exceeds the cost of preventive treatment.
4. Myth: I can see any dentist I want now that I have dental benefits.
Though you’re free to see any dental provider you please, your insurance may not cover treatments if a dentist is out-of-network. Pay close attention to which networks are covered under your dental plan and find an in-network dentist before you make an appointment.
5. Myth: Dental insurance covers all treatments and procedures.
Insurance is designed to save you money, but there’s no such thing as free coverage. Before you head to the dentist, make sure you understand which procedures are covered by your plan. Have questions about your Delta Dental coverage? Log into our secure subscriber site and chat with a customer service representative.