Retirement is a time to relax and return to the hobbies and skills that make you happy. While exploring new interests, keeping your physical and oral health a top priority is important.
Individual dental coverage for retirement
One aspect of retirement that you may not have considered is losing employer-sponsored dental benefits. You’ve maintained a healthy smile for years, and just because you’re retiring doesn’t mean you have to retire your oral health! So, what options are out there when employer dental benefits are no longer an option?
Most Americans lose dental coverage after retirement. Many people defer to Medicare for their health coverage in retirement. However, basic Medicare only covers dental procedures if you need an oral exam in the hospital. Even then, there are further stipulations.
Options for individual dental plans
If you’re looking for coverage that closely matches what you previously received from your employer, check out our Individual and FamilyTM plans. We offer affordable dental benefits to individuals looking for dental coverage outside of an employer-provided plan. If you want to continue maintaining your oral health, individual dental plans will give you access to a large network of dentists and the coverage you need for a healthy smile. Coverage from Delta Dental makes getting into the dentist easy.
Oral health is important after retirement
Keeping good oral health is important as you age because your mouth continues to change as you get older. About a quarter of adults 65 and older haven’t seen the dentist in the past five years. Thousands of older adults are missing valuable cleanings and oral health exams where a dentist is trained to ensure issues such as oral cancer or tooth decay aren’t developing.
The importance of oral health does not disappear after retirement. Keeping good oral health routines and seeing a dentist twice a year with individual insurance helps you stay healthy, even after losing employer-sponsored benefits.
Need a refresh on dental insurance before retirement? Check out the blog ‘what is dental insurance and how does it work?’