What does dental insurance cover?
You probably know that most dental insurance plans cover your biannual trip to the dentist, but do you know that your coverage goes far beyond that?
Note: Dental insurance coverage can vary widely depending on your specific plan and the insurance provider. The information below offers a broad look at dental treatments that may be covered by dental insurance.
What does dental insurance cover?
In general, dental insurance may cover all or some of the costs of most major and minor dental procedures, including:
Preventive care: Delta Dental of Virginia insurance plans prioritize preventive care. Preventive care helps detect and treat oral health problems early so they don’t become a serious issue down the line. Biannual dental check-ups, cleanings and X-rays are usually fully covered under our plans.
Pro tip: Some oral health diseases like periodontitis are preventable with regular dental exams and good oral health care at home.
Basic restorative services: Basic restorative procedures like simple teeth extractions and fillings are often covered. However, you might have to pay a portion of the cost as a copayment or coinsurance. At Delta Dental of Virginia, our plans generally cover 80% of basic procedures.
Major restorative services: Major dental treatments such as root canals, crowns, bridges and dentures may be covered, but you might be required to pay a higher percentage of the cost compared to basic procedures. Delta Dental of Virginia generally covers 50% of major procedures.
Periodontal care: Gum disease treatments and procedures like scaling and root planing are often covered, although coverage levels can vary.
Oral surgery: Certain oral surgical procedures like wisdom teeth removal or more complex extractions are typically covered by dental insurance. You may need to pay a percentage of the cost of the surgery, depending on your specific dental insurance plan.
Emergency dental care: Dental benefits often cover emergency dental treatments such as treatment for a toothache or a broken tooth.
Note: Dental insurance coverage varies widely depending on your specific plan and the insurance provider. For exact information about your plan, please get in touch with the Delta Dental of Virginia customer care team for specific details.
Contact Delta Dental of Virginia to learn more
The coverage level for your dental insurance plan can vary widely. Therefore, it’s important to review plan information documents for the exact details of your plan coverage. If you have a question, it’s a good idea to contact Delta Dental of Virginia’s customer care team for more information and before any major procedures.
For more information about your coverage or to sign up for dental insurance, visit our website.