If your employer offers dental benefits, we have some advice: Use them! If you’re paying every month for dental benefits, then it’s important to take advantage of the services that are covered by your dental plan. These are just two of the many benefits of having dental insurance:
Most plans cover up to 100% of preventive services, which include cleanings and X-rays. Cleanings help prevent tooth decay by providing a deeper cleaning than a toothbrush. Your regular cleanings and exams are an important time for your dentist to check up on and fix issues before they become worse.
Use It or Lose It
Your dental benefits expire at the end of each year, which is why you have to go through open enrollment annually. Covered benefits such as cleanings and X-rays end at the end of your plan year. Refer to your annual maximum to see where you stand in utilizing your dental benefits.
The benefits of having dental insurance impact your health and your wallet. Your employer provides them. You pay for them. You should be using them!